We help our clients avoid huge tax bills in retirement.

And it only takes 30 minutes to find out how much you could save.

Many retirees want protection from the impact of taxes on their retirement accounts. Here's why:

  • They understand that their hard-earned savings is typically in a 401(k) or traditional IRA, which are subject to taxes.

  • Government regulators are likely to raise tax rates even higher in the future, which makes many retirees to want to act now.

  • Because of this, financial advisors typically recommend a Roth conversion, where you pay taxes now instead of later.

But Roth conversions often force retirees to pay huge immediate tax bills - often cutting out a major chunk of their retirement dollars.

What if there was a better way?

Introducing the Roth Conversion Alternative - a new solution to retirement planning that's been an absolute home run for many retirees. Not many retirees know about this powerful strategy. It's never been easier to see if it will work for you.

A Roth conversion can cost retirees huge tax bills.

My job is to make sure you have the right strategy in place so you don't overpay.

I'm Donald Morgan, a financial planner for 30 years. I specialize in building tax-smart plans for my clients to help them minimize the impact of taxes as much as possible.

Donald Morgan, Financial Planner for 30 Years

Our Roth Conversion Alternative allows you to:

  • Pay $0 out of pocket for income taxes

  • Maintain interest earning power on conversion taxes you would've paid on a Roth conversion

  • The opportunity to earn even more interest and generate supplemental income - potentially tax-free

Find out how much you could potentially save with a complimentary analysis from our team.

It takes 30 minutes to determine if this solution is right for you. No catch or commitment required.

Avoid huge tax bills, keep more of what's yours, and live the retirement you want.

Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA.

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Donald Morgan and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.